Making equitable housing more accessible for everyone through new and innovative solutions

Why Participate

Do you have an idea that will help lower the high ancillary costs and make equitable housing more accessible? We are not looking for traditional bricks and mortar solutions, but rather new and innovative approaches to the affordable housing crisis. We invite eligible organizations from around the U.S. to register and submit your idea today!

Explore The Map

We will beta test solutions in three counties in the Louisville and Southern Indiana area. These include Jefferson County, KY, Floyd County, IN, and Clark County, IN.

The Process

News & Updates

Meet the Judges

Timeline

Scoring Rubric

Reviewers will use these traits to score valid applications. Scores will be normalized for fairness.

A Level Playing Field

Everyone is treated fairly.

Once a registrant has completed an application, a minimum of five Evaluation Panel members (judges) will be assigned to score each valid submission. Judges will offer both scores and comments for each of four distinct traits. Each of the four traits will be scored on a 0-5 point scale, in increments of 0.1. Those scores will combine to produce a total score. Examples of possible scores for a trait are: 0.4, 3.7, 5.0, etc.

The most straightforward way to ensure that everyone is treated by the same set of standards would be to have the same judges score every application; unfortunately, due to the number of applications, that is not possible. Since the same judges will not score every application, the question of fairness needs to be carefully explained. One judge scoring an application may take a more critical view, giving every assigned submission a range of scores only between 1.0 and 2.0, as an example; meanwhile, another judge may be more generous and score every submission between 4.0 and 5.0.

For illustrative purposes, let’s look at the scores from two hypothetical judges:

The first judge is far more generous in scoring than the second judge, who gives much lower scores. If your application was rated by the first judge, it would earn a much higher total score than if it was assigned to the second judge.

We have a way to address this issue. We ensure that no matter which judges are assigned to you, each application will be treated fairly. To do this, we utilize a mathematical technique relying on two measures of distribution, the mean and the standard deviation.

The mean takes all the scores assigned by a judge, adds them up, and divides them by the number of scores assigned, giving an average score.

Formally, we denote the mean like this:

The standard deviation measures the “spread” of a judge’s scores. As an example, imagine that two judges both give the same mean (average) score, but one gives many zeros and fives, while the other gives more ones and fours. It wouldn't be fair, if we didn’t consider this difference.

Formally, we denote the standard deviation like this:

To ensure that the judging process is fair, we rescale all the scores to match the judging population. In order to do this, we measure the mean and the standard deviation of all scores across all judges. Then, we change the mean score and the standard deviation of each judge to match.

We rescale the standard deviation like this:

Then, we rescale mean like this:

Basically, we are finding the difference between both distributions for a single judge and those for all of the judges combined, then adjusting each score so that no one is treated unfairly according to which judges they are assigned.

If we apply this rescaling process to the same two judges in the example above, we can see the outcome of the final resolved scores. They appear more similar, because they are now aligned with typical distributions across the total judging population.

Rules

Understand the legal rules governing the Challenge.

Thank you for your interest in the Reconstruct Challenge (the “Competition”). The Competition is sponsored by Access Ventures with platform support provided by RAMPIT. Please know that by participating in this Competition and in accordance with these Rules you are eligible to receive various forms of recognition and a possible award from Access Ventures of up to $300,000 as a Winner. The Rules governing this Competition ("RULES") are stated here as an extension of the Terms & Conditions ("TERMS") for use of this website. The full TERMS are available for your review by accessing them on this website. The RULES constitute "Competition Terms and Conditions" under Clause 2.3 of the Terms. Capitalized words used but not defined in the RULES have meanings given to them in the TERMS.

Please read these RULES and the TERMS carefully, as they describe the conditions under which you are allowed to participate. As you participate, you may periodically be asked to recognize your acceptance of these RULES and the Terms by clicking "accept" at various pages on this website, but by continuing any use of this website you expressly consent to all of these RULES and the TERMS.

SUBMISSION OF AN ENTRY IN THE RECONSTRUCT CHALLENGE CONSTITUTES FULL AND UNCONDITIONAL AGREEMENT TO AND ACCEPTANCE OF THESE RULES.

NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR TO WIN.

1. Eligibility

Access Ventures welcomes applications from organizations or entities that have a recognized legal existence and structure under applicable law (State, Federal or Country) and that are in good standing in the jurisdiction under which they are organized. The legal form of an eligible organization may include a “c” corporation, benefit or flexible purpose corporation (or similar “hybrid” corporation permitted under State law), limited liability company, LC3 entity, or limited partnership. Organizations must be based in the United States or its territories and must serve communities in the United States or its territories. Organizations in the following categories are eligible organizations and may submit proposals:

An organization recognized as a 501(c)(3) public charity by the Internal Revenue Service under the United States Tax Code.
An organization recognized as a 501(c)(4) social welfare corporation by the Internal Revenue Service under the United States Internal Revenue Code.
An organization recognized as a 501(c)(6) business league, or associated fiscal sponsor, by the Internal Revenue Service under the United States Internal Revenue Code.
An organization that is not a charitable organization (including for profit organizations) but whose proposal has as its primary purpose the accomplishment of a charitable purpose under the law or regulations of the United States Code and with respect to which no private interests will receive more than an incidental private benefit.
Local organizations associated with national networks may apply so long as any award fund will go to the local affiliate.
Post-secondary educational institutions.

2. Ineligible persons or entities

2.1 Individuals are not eligible to apply.

2.2 Organizations that are not based in the United States or the United States Territories are not eligible to apply.

2.3 Federal entities or Federal employees acting within the scope of their employment are not eligible to win an award.

2.4 Employees of Access Ventures, RAMPIT, The Common Pool, LLC, and any of their subsidiaries and affiliates, and immediate family members (spouse, parent, child, sibling and their respective spouses, regardless of where they live) or persons living in the same households of such employees, are not eligible.

3. Guidance Related to Non-Charitable Applicants

Organizations applying to the Challenge that are not recognized as charitable organizations or their equivalent under United States law must ensure that any Award funds will be used solely for charitable purposes and will not result in private benefit to other people, organizations, or entities other than incidental benefit that is a necessary byproduct of the accomplishment of the charitable purpose.

4. Treatment and Use of Intellectual Property

Each application should reflect the anticipated ownership, use, and licensing of any intellectual property. You represent and warrant that your Entry is an original work created solely by You, that You own all Intellectual Property in and to the Entry, and that no other party has any right, title, claim or interest in the Entry, except as expressly identified by You to us in writing in Your application. You retain all right, title and interest in any inventions, software or work of authorship You invent or create. The ownership and use of intellectual property arising from this competition remains with You, subject the license granted by You to the Competition Sponsor pursuant to Section 6.4 of the Terms and Conditions. Competition Sponsor may choose to negotiate for an additional license to use the solutions developed as a result of this competition.

5. Grant Agreement

The successful applicant or Winner(s) will be expected to enter into a grant agreement with Access Ventures, containing key terms and conditions which are separate from these RULES and TERMS posted on this Website for this Challenge. To ensure that you are prepared to enter into such a separate agreement, we have a provided a sample Grant Agreement. NOTE: Each grant agreement governing the use of Awards may vary, depending on the nature of the project and the organization receiving the Award.

6. Other Rules

6.1 Your application must be in English. Your submission video may be in another language, however must have English subtitles.

6.2 You must complete registration to participate in the Competition. Individuals must be 18 years of age or older at the time of entry to participate by representing an applicant organization. You cannot reside in nor be governed by countries that are prohibited by law, regulation (including United States or other applicable export laws and regulations), treaty or administrative act from entering into trade relations (including export of technology) with the United States of America or its citizens.

6.3 Your Entry should meet the application requirements stipulated on this website. You are required to register in advance of any deadlines for the submission of an Entry, and You must comply with all other deadlines posted on this website. Your Entry may not, in the sole and unfettered discretion of Access Ventures and/or RAMPIT, contain obscene, provocative, defamatory, or otherwise objectionable or inappropriate content. Access Ventures reserves the right to cancel, modify or suspend Competition in whole or in part without liability to You. Access Ventures and/or RAMPIT also reserves the right to disqualify You from participating.

6.4 By participating in the Reconstruct Challenge, You represent, warrant, and agree that:

You are the sole author, creator, and owner of the Entry;
the Entry is not the subject of any actual or threatened litigation or claim;
the Entry does not and will not violate or infringe upon the intellectual property rights, privacy rights, publicity rights, or other legal rights of any third party;
the Entry does not and will not contain any harmful computer code (sometimes referred to as "malware," "viruses" or "worms"); and
the Entry, and Your use of the Entry, does not and will not violate any applicable laws or regulations, including, without limitation, applicable export control laws and regulations of the United States and other jurisdictions. If the Entry includes any third party works (such as third party content or open source code), You must provide the Competition Sponsor with all appropriate licenses and releases for such third party works. In the event You cannot provide all such required licenses and releases, the Competition Sponsor reserves the right, in the Competition Sponsor's sole discretion, to disqualify the applicable Entry.

6.5 You may participate by registering, but You may not register more than one true and uniform identity; multiple registrations for a participant using multiple identities are not allowed. Access Ventures and/or RAMPIT reserve the right to disqualify any Entry made by a participant violating this limitation, regardless of whether all of the respective parties had knowledge of such violation. You may only submit one Entry.

6.6 The application requirements for your Entry are clearly described on this website. Your Entry will be assessed initially by five reviewers, who will be assigned to score your Entry either randomly or after considering any potential conflicts of interest, using the scoring rubric and any other judging criteria that are also described on this website. In cases where a Judge indicates any potential conflict of interest, the Entry will be assigned to another Judge. Those Judges, each of whom is named on this website, will be responsible for scoring your Entry. The Selection Committee judges are permitted to communicate with Participants solely for the purposes of carrying out due diligence for evaluating your Entry and assigning a score during the review process, but those Judges are not required to contact directly any individual. The judging criteria are to be applied in the sole discretion of the Judges. By participating in the Reconstruct Challenge, You acknowledge and agree to be bound by the final decision of the Judges.

6.7 Once a rank order of Entries has been calculated, the top Competitors will be named as Finalists. The Finalists will be asked to attend a Pitch Event in Fall 2019. Finalists may be asked to prepare additional materials in advance or upon the date of the event or shortly thereafter. If a Finalist is unable to attend the Pitch Event, then they may forfeit their designation as a Finalist, and the next Competitor in the rank order of Entries may be named a Finalist in their place.

6.8 The Selection Committee will be present during the Pitch Event and will determine the Winner(s) using judging criteria that may not incorporate the same scoring rubric employed by the previous assessment.

6.9 While RAMPIT, LLC (“RAMPIT”) is providing an online platform for your participation, RAMPIT is not responsible for the payment of any Award(s). Payment of any Award(s) is the sole responsibility of Access Ventures and its designees, and under the Terms each participant has agreed to look solely to Access Ventures, as the Competition Sponsor, for the payment of any Award, which will be paid pursuant to the terms set forth in the Grant Agreements between each Winner and Access Ventures.

6.10 By submitting your Entry, you agree to release, discharge and hold harmless Access Ventures, The Common Pool, LLC, and RAMPIT and their partners, affiliates, subsidiaries, advertising agencies, agents and their employees, officers, directors and representatives from any Loss arising out of your participation in Competition and the acceptance and use, misuse, or possession of any Award(s). Neither Access Ventures, The Common Pool, LLC, nor RAMPIT assume responsibility for any error, omission, interruption, deletion, defect, or delay in operation or transmission; communications line failure; theft or destruction of or unauthorized access to Competition entries or entry forms; or alteration of entries or entry forms. Neither Access Ventures, The Common Pool, LLC, nor RAMPIT are responsible for any problems with or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any entry to be received on account of technical problems or traffic congestion on the Internet or any website, human errors of any kind, or any combination thereof, including any injury or damage to competitors’ or any other persons’ computers related to or resulting from participation, uploading or downloading of any materials related to this Competition. In the event of a dispute about the identity of any Competitor, an online registration will be declared as if made by the authorized account holder of the e-mail address submitted at time of entry.

6.11 THIS COMPETITION IS VOID WHERE PROHIBITED. Competitors agree that this Competition shall be subject to and governed by the laws of the United States of America and the forum of any dispute shall be in the courts of the United States of America.

6.12 If for any reason Competition is not capable of running as planned, due to infection by computer virus, bugs, worms, Trojan horses, denial of service, tampering, unauthorized intervention, fraud, technical failures or any other causes beyond the control of RAMPIT that corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Competition, RAMPIT reserves the right, at its sole discretion, to disqualify any individual(s) who tamper with the process, and/or to cancel, terminate, modify, or suspend the Competition. If Access Ventures and/or RAMPIT terminates the Competition, it will not retain any rights in the submitted Entries.

6.13 The Competition Sponsor reserves the right in its sole discretion to disqualify any Competitor who is found to be tampering with the entry process or the operation of the Reconstruct Challenge, to be acting in violation of these Rules, or to be acting in an unsportsmanlike or disruptive manner, or with the intent to disrupt or undermine the legitimate operation of the Reconstruct Challenge, or to annoy, abuse, threaten, or harass any other person.

6.14 Entry into the Reconstruct Challenge does not constitute entry into any other Access Ventures competition, RAMPIT competition, or promotion that may be offered by the Competition Sponsor and/or its affiliates.

6.15 Access Ventures and/or RAMPIT reserves the right to disqualify any participant who violates these RULES, the Terms and any standards of behavior expressed or implied in them.

6.16 The names of the Finalists and Winner(s) will be posted on this website for such period of time as the Competition Sponsor deems reasonable.

Contact Information:

You may contact us with any questions or comments about these RULES. Please enter Reconstruct Challenge in the subject line of your email. You may reach us at: questions@reconstructchallenge.org.

Resources

About the Reconstruct Challenge

The goal of the Reconstruct Challenge is to facilitate new and innovative approaches to the affordable housing crisis. We recognize affordable housing is a nationwide issue and we invite organizations from around the country to apply. However, we are specifically looking to beta test new innovative ideas in three counties in the Louisville and Southern Indiana metropolitan service statistical area (MSA). These include Jefferson County, Kentucky, Floyd County, Indiana, and Clark County, Indiana. We hope to identify effective solutions, scale them across our region, and then see national adoption of the solutions due to local success.

We know these costs can be the difference between a family staying in their home or being evicted.

While the Louisville and Southern Indiana MSA is facing a shortage of over 24,000 units of affordable housing, we realize affordable housing is about much more than bricks and mortar solutions. By better controlling these additional costs, we can help make more equitable housing accessible for cash-strapped citizens.

We feel so strongly that these issues are important (and often overlooked) that the Reconstruct Challenge explicitly does not provide funding for the construction or renovation of housing units. Rather, we want to address the challenges that surround the housing gap, so that we can focus on making housing more affordable with non-traditional solutions.

You may propose a solution in one of the following categories:

Financial: We’re offering creative financing solutions for housing insecure individuals to access mortgages, insurance coverage, and other mechanisms for meeting their financial needs (this option does not pertain to the development of housing units).
Transportation: We’re addressing transportation issues within the Louisville and Southern Indiana MSA. Often, transportation concerns limit the housing options working families can consider because of the need to live in close proximity to work.
Utilities: We're offering a solution to make utilities more affordable for housing insecure individuals. Often, people struggling to find quality housing may a premium on utilities because landowners have little incentive to consider housing efficiency.
Other: We’re doing something entirely different that solves a problem related to housing insecurity.

Opportunity Zones

Significant portions of the Louisville and Southern Indiana MSA are federally designated Opportunity Zones. One intangible goal of the Reconstruct Challenge is to incentivize investment and community growth within these zones. Please note, it is not a requirement of the Reconstruct Challenge that your work take place in an Opportunity Zone, but we see the value of aligned capital to incentivize truly transformative opportunity funds that are working hard to build wealth and capacity within these zones.

Opportunity Zones are low income census tracts nominated by governors and certified by the U.S. Department of the Treasury into which investors can now put capital to work financing new projects and enterprises in exchange for certain federal capital gains tax advantages. The country now has over 8,700 Opportunity Zones in every state and territory. To learn more about Opportunity Zones, click here.

Application

Share your solution to help lower ancillary costs for individuals experiencing housing insecurity.

Please read all of the application requirements before completing each section. All applications must be submitted in English. Portions of your application, including your Quick Pitch, Proposal Title, Your Solution, and Your Video Pitch may be published on this website.

Be sure to review your application as it will appear after it’s been submitted (link at the bottom of the page) and confirm your changes have been saved. When you have completed all of the requirements, a message will be displayed on the screen. At that point, you can submit your final application. Once you have submitted the application, you will no longer be able to make changes.

You must submit your application no later than Tuesday, June 4, 2019 at 5:00 PM Eastern Time.

A. INTRODUCTION

The Reconstruct Challenge is designed to address the housing gap in the greater Louisville and Southern Indiana metropolitan service statistical area (MSA). We are facing a shortage of over 24,000 units of affordable housing, but affordable housing is more than bricks and mortar solutions or the payment of rent or a mortgage. Your living situation influences how much you have to pay for transportation, utilities, and in some cases food, childcare, insurance, and emergency services. Anyone facing an over-extended disposable income is taxed even further by exorbitant ancillary costs. By better controlling those additional costs, we can help make more equitable housing accessible for cash-strapped citizens. Those related costs are an important part of bridging the housing gap, so long as solution providers can offer a clear and compelling understanding of that connection. We feel so strongly that these issues are important (and often overlooked) that the Reconstruct Challenge explicitly does not provide funding for the construction or renovation of housing units. Rather, we want to address those challenges that surround the housing gap, so that we can focus on making housing more affordable with non-traditional solutions.

YOUR QUICK PITCH (50 words)

Provide a clear and succinct explanation of your organization’s solution. Your Quick Pitch is a brief statement that each evaluator will read to develop an initial understanding of your proposed solution. This is your opportunity to make a strong first impression.

YOUR PROPOSAL TITLE (10 words)

Please provide a title for your proposal.

CATEGORY OF YOUR PROPOSED SOLUTION

Please select the category that best aligns with your proposed solution. Please note: you may not apply for funding to construct or renovate housing units.

FINANCIAL: We’re offering creative financing solutions for housing insecure individuals to access mortgages, insurance coverage, and other mechanisms for meeting their financial needs (this option does not pertain to the development of housing units). Often, those struggling to find affordable housing cannot secure the financial assistance they need.
TRANSPORTATION: We’re addressing transportation issues within the Louisville and Southern Indiana MSA. Often, transportation concerns limit the housing options working families can consider because of the need to live in close proximity to work.
UTILITIES: We're offering a solution to make utilities more affordable for those who are housing insecure. Often, people struggling to find quality housing may a premium on utilities because landowners have little incentive to consider housing efficiency.
OTHER: We’re doing something entirely different that solves a problem related to housing insecurity. (enter a description of 25 words or less that briefly describes the category for your solution)

CONNECTION TO THE HOUSING GAP (100 words)

Please explain how your solution links directly to bridging the housing gap. What can you offer that will alleviate exorbitant ancillary costs or other pressures, allowing families to afford safe and respectable living conditions? How do you intend to apply your solution to the Louisville and Southern Indiana MSA specifically?

B. ABOUT YOUR TEAM

The following information is required to capture a basic understanding of the structure, management, and capabilities of your team.

ABOUT YOUR ORGANIZATION (150 words)

Describe your organization and the work that you do. Why is this work important to your team? How is your organization uniquely qualified to bridge the housing gap in the Louisville and Southern Indiana MSA?

POINT OF CONTACT

Each team must be led by one person, who assumes final responsibility for completing the application. The Application Lead Contact may delegate responsibilities to others, but he or she will act as the primary point of contact and must have a working knowledge of all decisions. Please provide the name and title of your Application Lead Contact. He or she may be different than the person who completed registration.

First Name*
Last Name*
Position/Title*
Email Address*
Phone Number*

PARTNERSHIPS (150 words)

If your team has agreed to partner with one or more other organization(s) on this application, provide a brief narrative of the structure of your partnerships, including any decision-making authority between the parties. Partnerships may include one or more nonprofit organizations, for-profit ventures, and/or government entities as secondary partners. If you do not have any partners, please answer with N/A.

TEAM MANAGEMENT (150 words)

Please provide a narrative description of your management structure with the name/title for each team member who assumes a key role/responsibility for overseeing the delivery of the proposed solution.

C. YOUR PROPOSED SOLUTION

In this section, you will describe your proposed solution to the housing gap in the Louisville and Southern Indiana MSA. The Reconstruct Challenge is specifically looking to beta test new innovative ideas in three counties and proposed solutions must be located in Jefferson County, Kentucky, Floyd County, Indiana, or Clark County, Indiana. Take time to underscore both the specific strengths of your strategic approach and how your proposed implementation will impact target communities. We are also interested in hearing about any personal connections your team may have to your project and why this work is important to you. (A personal connection to your work is not required and will not affect your application.) Our hope is that successful projects will have the ability to be scaled across the region or around the country.

PROBLEM STATEMENT (200 words)

Describe in detail the specific issue you are trying to solve as related to the housing gap in the Louisville and Southern Indiana MSA. Outline why your team has chosen this problem. Use data to describe the scope of the problem and focus on the relative importance of it (as compared to other issues).

YOUR SOLUTION (250 words)

Earlier in the application, you were asked to provide a Quick Pitch for your proposed solution. Now, you have an opportunity to expand and provide more detail. Explain your proposed solution so that a non-technical reader can easily understand. What is the connection between your proposed solution and alleviating exorbitant ancillary costs for the housing insecure in the Louisville and Southern Indiana MSA? What makes your approach innovative and different from existing solutions?

OPPORTUNITY ZONES (150 words)

Significant portions of the Louisville and Southern Indiana MSA are federally designated Opportunity Zones. One intangible goal of the Reconstruct Challenge is to incentivize investment and community growth within these zones. If your work coincides with an Opportunity Zone, explain this connection and how it may impact your proposed solution. Please note, it is not a requirement of the Reconstruct Challenge that your work take place in an Opportunity Zone. If your work does not coincide with an Opportunity Zone, enter "not applicable" below.

TARGET BENEFICIARIES (200 words)

Now that you have described what you are offering and why, explain who you are serving. Please describe the individuals, their unique needs, and what aspects of your solution are specific to these needs.

SCALABILITY (250 words)

The Reconstruct Challenge is looking for proposed solutions for bridging the housing gap, starting in the Louisville and Southern Indiana MSA, and the potential for scale and adoption (this could be locally, regionally, or nationally) is a crucial component of success. Explain how your proposed project is prepared to grow and expand, over what time, and given what necessary resources. How can you ensure success in a variety of locations and target populations?

EVIDENCE OF EFFECTIVENESS (150 words)

What evidence do you have that your proposed solution will work? Present the results of any external evaluations that your approach has undergone. Reference any literature or scientific consensus to verify that the actions you describe will lead to the outcomes you predict. Explain the results of any pilot project or cases studies that have been completed using your proposed solution, if applicable.

PROJECTED IMPACT (200 words)

Describe the projected measurable outcome of your proposed solution. Include the number of target beneficiaries that you plan to reach, the specific impact on those recipients of your services, and the long-term effect of your intervention. How do you intend to measure this impact? As you assert any claims, make your case based on the most realistic explanation of your proposed effort. How will you define success?

SUSTAINABILITY (150 words)

Describe how your proposed solution will endure over time. How will your solution continue to create benefits for the community and remain sustainable?

D. YOUR RESOURCE REQUIREMENTS

While the information provided in the previous section is intended to reveal strategic and practical implementation plans for your proposed solution, we also require other information necessary for our judges to understand the financial needs and sustainability of your proposal. You are required to submit a comprehensive budget and complementary explanations for the $300,000 award.

BUDGET NARRATIVE DESCRIPTION (150 words)

Please offer a general overview for how you would use the grant award, if you were to receive the cash award of $300,000. Your budget narrative description should include, in broad terms, total projected needs by category, and you may include any explanations of existing resources that you have secured.

DETAILED BUDGET

Provide specific line items from your budget narrative (above) for your work. To help us understand your organization's priorities, please provide a detailed budget for how you would spend the $300,000 grant if you received it today. Please make sure that any funds identified in this table reflect and clarify your general explanations provided in your budget narrative. Budgets must equal $300,000.

OTHER RESOURCE REQUIREMENTS (150 words)

Does your proposed solution requires additional resources besides $300,000? If so, please explain what specific types of non-financial resources would be helpful as your organization implemented your proposed solution. If you have already secured any additional resources for your proposed solution, both financial and non-financial, please describe them here.

FINANCIAL SUSTAINABILITY (100 words)

Please describe how resources will be mobilized to establish a sustainable funding base for your proposed solution. How will you ensure financial sustainability, specifically as it relates to your solution’s scalability? If you feel your approach does not require recurring financial support, please describe why this is the case.

OTHER CONSIDERATIONS (100 words)

If there is any other information you would like reviewers to consider, please include it here.

E. YOUR VIDEO PITCH

You are required to submit a video presentation that captures your own pitch for why your proposed solution should be funded. You will upload a short digital film using YouTube. Set the Privacy Settings on your video to Public or Unlisted; do not set them to Private. Your video may be extracted from your submissions and made available to the public. Please appeal to a broad audience.

Video submissions should follow these guidelines or your application may be disqualified:

A length of 90 seconds (no more than 1.5 minutes).
One person (two maximum) should present himself or herself during the video.
Focus on providing a personal connection; it is not necessary to produce a sophisticated video.
Your pitch must be in English.

Here are general suggestions for delivering a high-quality video pitch:

Introduce yourself and your organization and/or team.
What is the problem that your proposed solution improves?
What is your solution?
What is unique about your solution?
How would you measure success and achieve broad but meaningful impact?

You will record your video and upload to YouTube; then, you will enter your YouTube Video ID.

Privacy Policy

Your privacy is important to us.

Welcome and thank you for your interest in the Reconstruct Challenge. This Website is managed by RAMPIT, LLC, ("RAMPIT") and all provisions governing your participation in this Competition (including the Services provided through it) are described in the Terms and Conditions ("Terms"). This Privacy Policy is incorporated into and is a part of the Terms. Capitalized language used, but not defined in this Privacy Policy, may have the meanings given to them elsewhere in the Terms. Please read this Privacy Policy carefully, as it describes what information we gather from you, and how we may use and disclose that information. By registering a User Account and/or by accessing or using this Website, you expressly consent to the information handling practices described in this Privacy Policy.

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The Way RAMPIT Uses Information:

RAMPIT uses the information that you provide or that we collect to operate, maintain, enhance, and provide all of the features and services found on this Website. We will use your email address to contact you with respect to Entries, any Award, and otherwise in connection with Competitions, for any administrative and customer service purposes, to address intellectual property infringement, rights of privacy, or defamation issues, or regarding Postings.
RAMPIT uses all of the information that you provide or that we collect to understand and analyze the usage trends and preferences of our Users, to improve the way this Website works and looks, and to create new features and functionality.
RAMPIT may use "Automatically Collected" information and "cookies" information to: (a) personalize our services, such as remembering your information so that you will not have to re-enter it during your visit or the next time you visit this Website; (b) provide customized third party content and information; (c) monitor and analyze the operation and effectiveness of this Website and related activities; (d) monitor aggregate site usage metrics such as total number of visitors and pages viewed; and, (e) track your status in any Competitions or other activities.
RAMPIT may use your email address or other personally identifiable information to send you: i) messages about this Website or communications from other Users; ii) messages related to this Website and the activities of third parties with whom we work; and, iii) messages on behalf of other Users, who think that you may be interested in this Website. You will have the ability to opt-out of receiving any such communications, either through links provided in the messages, or by updating your Account settings through this Website.

When RAMPIT Discloses Information:

We are not in the business of selling your information. We do, however, disclose your personally identifiable information in a variety of circumstances in connection with developing and maintaining this Website and operating or supporting Competitions. For example:

By its nature, this Website enables Users to communicate in a variety of ways. This also applies to information you choose to make available through features that connect to third party services, if applicable. Once you make your personally identifiable information available, it may be collected and used by the recipients without restriction. We urge Users to exercise common sense, prudence and good judgment about what personal information to make available to others through this Website.
RAMPIT may disclose your personally identifiable information to the Competition Sponsor and/or Competitors, as applicable, to enable your participation in and the operation of Competitions.
RAMPIT works with third party service providers to provide general website hosting, specialized Content hosting (e.g. the hosting of video Content), maintenance, and other services. These third parties may have access to or process your personally identifiable information as a result of performing the services they were engaged to perform.
RAMPIT may also disclose your information if required to do so by law or in the good-faith belief that such action is necessary or useful to comply with applicable laws, to respond to a court order, judicial or other government subpoena or warrant, or to otherwise assist or cooperate with law enforcement activity or other similar activities in connection with internal or coordinated fraud detection and prevention, and the protection or enforcement of third party rights.
RAMPIT works to promote a safe and reliable service for all Users. We reserve the right to disclose your information that we believe, in good faith, is appropriate or necessary to take precautions against liability; to protect RAMPIT and others from fraudulent, abusive, predatory, or unlawful uses or activity; to investigate and defend ourselves against any third party claims or allegations; to protect the security or integrity of this Website; or to protect or vindicate the rights, property, or personal safety of RAMPIT, our Users, or others.

Your Choices

You may, of course, decline to share certain personally identifiable information with RAMPIT, in which case RAMPIT may not be able to provide to you some of the features and functionality found on this Website. Please note that we may retain all information you submit for a variety of purposes, including backups and archiving, prevention of fraud and abuse, and analytics.

To protect your privacy and security, we take reasonable steps to verify your identity before granting you account access or making corrections to your information. YOU ARE RESPONSIBLE FOR MAINTAINING THE SECRECY OF YOUR UNIQUE PASSWORD AND ACCOUNT INFORMATION AT ALL TIMES.

We may now or in the future make certain tools and features for configuring your privacy settings available to you through this Website, but any such features and settings we may provide do not guarantee the anonymity or confidentiality of any information, including personally identifiable information and Postings you provide or submit to this Website.

Third Party Websites:

This Website contains links to Websites and services provided by third parties. Any personally identifiable information you provide on third party sites or services is provided directly to that third party and is subject to that third party's policies, if any, governing privacy and security. We are not responsible for the content or privacy and security practices and policies of third party sites or services to which links are displayed on this Website. We encourage you to learn about third parties' privacy and security policies before providing them with personally identifiable information. We do not sell or share your information with online marketers.

Our Commitment to Children's Privacy:

Protecting the privacy of children is especially important. For that reason, RAMPIT does not knowingly collect or maintain personally identifiable information from persons under 13 years-of-age, and no part of this Website is directed to persons under 18 years-of-age. IF YOU ARE UNDER 18 YEARS OF AGE, THEN PLEASE DO NOT USE OR ACCESS THIS WEBSITE FOR THE PURPOSES OF THE COMPETING AT ANY TIME OR IN ANY MANNER. If RAMPIT learns that personally identifiable information of persons less than 13-years-of-age has been collected on this Website without verifiable parental consent, then RAMPIT will take the appropriate steps to delete this information. If you are a parent or guardian and discover that your child under the age of 13 has obtained a User Account on this Website, then you may alert RAMPIT at privacy@RAMPIT.com and request that RAMPIT delete that child's personally identifiable information from its systems.

Our Commitment to Data Security:

RAMPIT uses a variety of physical, managerial, and technical safeguards designed to improve the security of our systems and your personally identifiable information. We cannot, however, ensure or warrant the security of any information you transmit to RAMPIT, nor can we guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. You transfer your information to RAMPIT at your own risk.

If RAMPIT learns of a security systems breach, then we will attempt to notify you electronically so that you can take appropriate protective steps. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. If you'd like to receive such a notice, please notify us at privacy@rampit.com.

International Visitors

Your information may be stored and processed in any country in which RAMPIT and its affiliates maintain facilities. In this regard, or for purposes of sharing or disclosing data in accordance with this Privacy Policy, RAMPIT reserves the right to transfer, store, and process your information outside of your country. Your acceptance of the Terms includes your consent to any such transfer, storage, and processing of your information outside of your country.

Changes and Updates to this Privacy Policy

Please revisit this page periodically to stay aware of any changes to this Privacy Policy, which may be revised at RAMPIT's sole discretion, as provided in the Terms. Note that our amended Privacy Policy will become effective on a going forward basis as set forth in the Terms, except that: (i) unless you agree otherwise, we will use your personally identifiable information in the manner described in the Privacy Policy in effect when we received that information; and, (ii) if you do not agree with any changes to the Privacy Policy, you must terminate your participation and cease use of this Website. Your continued use of this Website after a revised Privacy Policy has become effective indicates that you have read, understood, and agreed to the current version of the Privacy Policy.

RAMPIT Contact Information

Please contact RAMPIT with any questions or comments about this Privacy Policy, your personally identifiable information, our use and disclosure practices, or your consent choices by email: privacy@rampit.com.

Terms & Conditions

Understand your participation on this website.

RAMPIT, LLC (“RAMPIT”) provides an online platform for skill-based competitions through various websites, including but not limited to this website, which are subject to the following terms and conditions. RAMPIT has contracted with ACCESS VENTURES, INC. to host a Competition, as described below, on this online platform. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE. THESE TERMS AND CONDITIONS SET OUT THE TERMS OF A LEGALLY BINDING AGREEMENT BETWEEN YOU AND RAMPIT FOR YOUR USE OF THIS WEBSITE AND THE RELATED SERVICES. BY RECOGNIZING YOUR ACCEPTANCE OF THESE TERMS, EITHER BY REGISTERING A USER ACCOUNT AND/OR BY ACCESSING AND USING THIS WEBSITE, AS APPLICABLE, YOU AGREE TO BE BOUND BY ALL OF THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE, YOU MUST CEASE USING THIS WEBSITE AND THE RELATED SERVICES.

1. Definitions and interpretation

In this document, the following capitalized terms have the following meanings, unless otherwise expressly indicated:

1.1 “Affiliated Persons” means:

the officers, employees, contractors, agents, representatives and affiliates of the Competition Sponsor, Access Ventures and any entity associated with the funding, administration, or processing of the Reconstruct Challenge and
the members of the Immediate Family (as defined below) of any of the persons identified in the foregoing clause (a). The term “Immediate Family” includes a person’s spouse/domestic partner and the parents, siblings, children and grandchildren of the person and his or her spouse/domestic partner.

1.2 "Agreement" means:

these terms and conditions;
any amendments subsequently made to these terms and conditions;
any replacement or novation of this Agreement;
terms and conditions incorporated into this Agreement by reference; and,
any policies (including the Privacy Policy), Rules, terms, conditions, Competition Terms and Conditions, notices and disclaimers contained elsewhere on this Website or provided by RAMPIT or the Competition Sponsor in connection with the Services.

1.3 "Award" means any form of benefit or other forms of recognition to declared or selected Winner(s). For the Reconstruct Challenge, the Competition Sponsor will pay each Winner an award of $300,000, which shall be paid pursuant to the terms of a separate Grant Agreement between the Competition Sponsor and each Winner (the “Grant Award”).

1.4 “Competition" means any challenge or contest posted on this Website, however expressed.

1.5 "Competition Information" means all Content provided in relation to a particular Competition, including the Competition Terms and Conditions.

1.6 "Competition Sponsor" means in relation to any Competition posted on this Website, the entity responsible for the Competition or procuring RAMPIT and/or its owners to post the Competition. For this Competition, the Competition Sponsor is Access Ventures, Inc., a Delaware corporation, located at 1155 S. Shelby St., Louisville, Kentucky 40203.

1.7 "Competition Terms and Conditions" has the meaning given to that term in Clause 2.3.

1.8 "Competitor" means in relation to any Competition posted on this Website, a team of persons, or an organization that meet the eligibility requirements of this Competition and that submits or proposes to submit an Entry to the Competition. See the Rules for the eligibility requirements.

1.9 "Content" means any information, files, text, code, material, images, data, sounds, graphics, software, photos, designs, software downloads, goods, services documents, layouts, applet, CGI interfaces, descriptions, illustrations, catalogues, advertisements, audio and video material or specifications contained in or referred to in this Website, obtained through or via this Website or available to be viewed by accessing any part of this Website (which may be out of date or superseded), whether it be obtained directly or indirectly, in any machine or human readable format. Without limiting the foregoing, “Content” includes any Entry submitted through or via this Website.

1.10 "Entity" means an entity duly organized and validly existing under state or federal law in the United States of America that maintains a primary place of business in the United States and that is represented on the Website by a person at least 18 years of age who is a U.S. citizen or permanent resident and who is the duly authorized representative of such Entity.

1.11 "Entry" means an entry by a Competitor in response to a Competition.

1.12 "Entry Content" means all Content used, in whole or in part, directly or indirectly, in describing, drafting, developing, devising, calibrating, testing, evaluating, analyzing or generating an Entry, or which itself constitutes the whole or part of an Entry.

1.13 "Finalist" means, in relation to any Competition posted on this Website, those Competitors whose Entries are selected by the Competition Sponsor to participate in the Finalist Pitch Event.

1.14 "Intellectual Property Rights" means all intellectual property rights of any type whatsoever throughout the world including all rights which subsist in copyright, patent rights, or trademark rights, whether or not such rights are registered or capable of being registered.

1.15 “Judge” means any individual, organization or other entity represented on this website as responsible for the subjective assessment of Entry Content, either for the purposes of determining or informing the determination of any Award(s) or designation(s) of the Finalists and Winner in the Competition.

1.16 "Loss" means any direct, indirect, special, incidental or consequential liabilities, damages, claims, losses, costs, expenses, actions, demands or suits, whether in contract, tort (including liability due to infringement of intellectual property rights or due to negligence), statute or otherwise and whether pecuniary or non-pecuniary. This includes, but is not limited to, loss of profits, legal costs and defense or settlement costs.

1.17 "Posting(s)" means any addition, insertion or uploading of content to this Website, as well as any submission or communication made through or via this Website. For the avoidance of doubt, this includes (in the case of a Competitor) all Entries and Entry Content posted by that Competitor.

1.18 "Privacy Policy" means RAMPIT's privacy policies and notices posted on this Website, specific pages thereof, and/or provided by RAMPIT in connection with the Services.

1.19 “Rules” means any set of provisions that establish specific conditions, under which participants are bound, that are posted on this website, either as a notice of an extension of these Competition Terms and Conditions or in addition to these Competition Terms and Conditions.

1.20 "RAMPIT" means RAMPIT, LLC, a Tennessee limited liability company, with a place of business at 805 2nd Avenue South, #3, Nashville, TN 37210.

1.21 "RAMPIT Affiliate" means an entity affiliated with RAMPIT by ownership or common ownership (including The Common Pool, LLC, and 23Com Software, LLC) or any subsidiary of RAMPIT.

1.22 "Services" means the services provided by RAMPIT on or via this Website and includes all Competitions.

1.23 "Third Party Sites" means sites and resources located on servers maintained by others over whom RAMPIT has no control.

1.24 "User" means any person who has registered a user account on this Website. The term "User" includes all Competitors.

1.25 "User Account" means Your online account with RAMPIT which enables You to use this Website and includes (but is not limited to) Your username, password, rating score and feedback.

1.26 "Website" means any web pages contained within this domain and any sub-domains and all underlying software and infrastructure which permits the holding of Competitions. Where the context permits, ‘Website’ or 'website' includes the Services provided on the Website.

1.27 "Winner" means, in relation to any Competition posted on this Website, those Competitors whose Entries are selected by the Competition Sponsor as a winner of the $300,000 Award. Competitors may disqualify their Entries from this selection by expressly informing the Competition Sponsor of their decision within 48 hours after the close of the competition.

1.28 "You" means the person, team, or organization team using the Website, including a User, or an Entity duly organized and validly existing under state or federal law in the United States of America or the host country of origin that is represented on the Website by a User that is a person at least 18 years of age who is the duly authorized representative of such Entity.

1.29 "Your" means the possessive of the person, team, or organization using the Website, including a User.

2. Agreement to be bound

2.1 Use of this Website is subject to this Agreement. You agree to be bound by this Agreement and any subsequent amendments to this Agreement, as set forth below.

2.2 RAMPIT reserves the right to amend or modify this Agreement at any time, provided that if such modifications materially limit Your rights and/or expand Your obligations hereunder, RAMPIT will notify You electronically, such as by email or through the Website. Such material modifications will take effect on the date You indicate Your assent (by clicking "Accept" or otherwise). No modification of the Agreement will apply to any dispute between You and RAMPIT that arose prior to the effective date of the modification. If at any time You disagree with the Agreement or any modifications thereof, You may terminate this Agreement and shall cease using this Website. Your continued use of the Website after the revised Agreement becomes effective (such as following notice as set forth above) indicates that You have read, understood, and agreed to the revised Agreement. Any new or different terms supplied by You are specifically rejected by RAMPIT unless RAMPIT agrees to them in a signed writing specifically including those new or different terms.

2.3 Particular Competitions may be subject to additional terms and conditions ("Competition Terms and Conditions"). Competition Terms and Conditions will apply in addition to this Agreement and will not limit this Agreement in any way unless RAMPIT notifies the parties to a Competition that this Agreement is amended by the Competition Terms and Conditions. If RAMPIT does not provide such notification to the parties, this Agreement will prevail in the event of any inconsistency between it and the Competition Terms and Conditions.

2.4 RAMPIT may alter this Website from time to time by adding or removing features. This Agreement will not be affected by any alterations to this Website.

2.5 Users may use this Website, including but not limited to those in the capacity of a Competitor. This Agreement will apply to Your use of the Website in that capacity, but Users may also include Competition Administrators or representatives of the Competition Sponsor, and any conditions placed on them as Users are identified in the Terms.

3. Participation

3.1 In order to participate in any Competition, You must register as a User. Participation on this Website is free.

3.2 Participation is available only for Entities that are able to form legally binding contracts under applicable law. If You do not accept this Agreement, You will not be permitted to participate in any Competition or otherwise access or use the Website in any way.

3.3 By entering, You represent that you are not:

An individual under the age of 18 years;
A person whose participation has been permanently suspended or terminated under Section 4 below; or
A person who resides in or is a citizen of countries that are prohibited by law, regulation (including United States or other applicable export laws and regulations), treaty or administrative act from entering into trade relations (including export of technology) with the United States or its citizens.

3.4 When registering as a User, You warrant to RAMPIT that:

You are 18 years of age or older, and You are registering as a User on Your own behalf and in Your own name as a representative of an Entity (and not on behalf of and/or in the name of a third person);
If You are representing an Entity, You have full legal capacity and power to enter into and perform Your obligations under this Agreement on behalf of the Entity; and
You agree to act in good faith and in accordance with this Agreement.

3.5 No individual or represented Entity may register more than once (for example, by using a different username/email).

3.6 Acceptance of registration is at the sole discretion of RAMPIT. If RAMPIT believes that any registration has been made in contravention of clauses 3.1, 3.2, 3.3, 3.4 or 3.5 above (or otherwise in breach of this Agreement), it may refuse to accept the registration.

3.7 You are responsible for all use of this Website made using Your User Account (and/or username/email or password), whether or not You are aware of that use or could reasonably have been aware of that use. You agree to notify RAMPIT immediately if You become aware of any unauthorized use of Your User Account.

3.8 Your User Account is personal to You and may not be sold, assigned or transferred to a third party. If You attempt to sell, assign or transfer Your User Account to a third party, RAMPIT may suspend or terminate Your participation at its sole discretion.

3.9 RAMPIT may communicate with You through the username/email that You provide at registration. You agree to notify RAMPIT within a reasonable time if there are any changes to Your details. If You fail to notify RAMPIT of any changes to Your details, You agree to waive any objection, claim, defense or recourse You might have had as a consequence of RAMPIT failing to communicate with You. If You change Your email address and fail to notify RAMPIT of the change, RAMPIT will be deemed to have communicated with You on the date on which it communicated with the email address most recently provided by You.

3.10 You warrant that any Content provided or posted by You (through registration or otherwise):

is not false, inaccurate, misleading or fraudulent;
does not infringe any third party's Intellectual Property Rights or other rights arising at law or otherwise;
is not obscene, defamatory, libelous, threatening or harassing;
does not violate any applicable law;
does not contain or describe pornography and is not otherwise harmful to persons under the age of 18 years;
will not create liability for RAMPIT or cause it to lose the services of its internet service providers or other suppliers (in whole or in part);
will not create liability for the Competition Sponsor, Access Ventures, or RAMPIT of any kind.

Unlawful, plagiarized, third-party intellectual property infringing, unintelligible, illegible, obscene, indecent or incomplete entries will be disqualified in the Competition Sponsor's or RAMPIT’s sole discretion. The Competition Sponsor and RAMPIT reserve the right to scrutinize all new Entries for these requirements at any time during or after the Reconstruct Challenge.

3.11 If RAMPIT believes that any Content contravenes Clause 3.10 (or any other provision of this Agreement), it may remove that Content and/or take any other steps as it deems necessary to protect itself or third parties against any Loss. To the maximum extent permitted by law, neither RAMPIT nor the Competition Sponsor will be liable for any Loss to any person arising from the removal of Content under this Section.

4. Terminating Your Participation

4.1 Subject to Clause 4.2, You may terminate Your participation at any time and without cause by notifying RAMPIT through this Website.4.2 If You terminate Your participation, this Agreement and any other applicable terms and conditions will continue to apply to any Postings made by You prior to giving the notice described in Clause 4.1 above.

4.3 RAMPIT may, in its absolute discretion, terminate or suspend Your participation in the Competition at any time and without notice if it believes that:

You have breached this Agreement or any other applicable terms and conditions;
You have acted in a way which is unlawful, or which may create liability for You, RAMPIT, our Users, our internet service providers or any other supplier, or the Competition Sponsor;
RAMPIT is unable to verify any information provided by You;
Other Users give negative feedback about You, which RAMPIT determines in its absolute discretion is worthy of termination;
You have acted or represented Yourself in any way that RAMPIT or the Competition Sponsor deems that your termination is necessary.

4.4 If RAMPIT terminates Your participation, RAMPIT may in its absolute discretion withdraw any Postings submitted or made by You. If RAMPIT terminates Your participation, RAMPIT may, at its sole discretion, immediately withdraw Your Entries, which will have no force and effect from the date on which Your participation was terminated.

4.5 Subject to Clause 4.4, if RAMPIT suspends Your participation, any entries or other Postings submitted or made by You may be suspended for the period in which Your participation is suspended.

4.6 If Your participation is terminated, either by You or by RAMPIT:

You are no longer authorized to access this Website;
all restrictions imposed on You, licenses granted by You and all indemnities, disclaimers and limitations of liability set out in this Agreement, including clauses 10 (Limitation of Liability) and 11 (Indemnities), will survive, along with clauses 13 (Intellectual Property), 15 (Arbitration) and 17 (Miscellaneous).

5. Use of this Website

5.1 You must not use the Website to facilitate or participate in any illegal activity or engage in any activity which RAMPIT, in its absolute discretion, considers inappropriate. RAMPIT reserves the right to terminate or restrict Your access to this Website immediately and indefinitely if it suspects that You are engaging in any such behavior or are in breach of any terms of this Agreement. You agree that You will only use Your User Account and this Website for the purposes of using the Services and for no other purpose. Without limiting the foregoing, in using Your User Account and accessing the Website, You agree not to:

use Your User Account in a fraudulent or illegal manner, or email or otherwise send any materials from Your User Account which are offensive, unlawful, harassing, libelous, defamatory, abusive, threatening, harmful, vulgar, obscene or otherwise objectionable;
use Your User Account to stalk or harass another person;
use Your User Account to impersonate any person in any way whatsoever;
use Your User Account to infringe the copyright, trademark, patent or other Intellectual Property Rights of any person or entity;
use Your User Account to send advertising, chain letters, junk mail, spam or any other type of unsolicited electronic communications;
use Your User Account to send or distribute any Content of any kind which contains a virus, spyware, malware or other harmful, disruptive or destructive component;
intentionally or negligently use Your User Account in a way that degrades performance of this Website to other persons;
manipulate, or attempt to manipulate, any Competition;
use Your User Account or any mechanism, software or other scripts in relation to the Website which could disrupt or interfere with the Website or any servers, software, hardware or equipment connected to or via the website;
restrict or inhibit any other User from using or enjoying the Website;
distribute any pornographic, extremist or racist material or any material which might otherwise be harmful to persons under the age of 18 years;
violate any applicable law relating to Your use of the website.

6. Terms specific to Competitors

6.1 If You are registered as a Competitor, You agree and acknowledge that:

in making an Entry, to be bound by this Agreement and all Competition Information (including the Competition Terms and Conditions) relating to the Competition;
RAMPIT does not guarantee the accuracy of the Competition Information (or other Content posted on the Website), ownership of any Content, or the availability of any Award(s);
any leaderboard appearing in connection with a Competition is indicative only and makes no representations and creates no entitlements in relation to any Award(s);
RAMPIT does not control the decisions of the Competition Sponsor, and You release RAMPIT and Competition Sponsor from any claims You may have in relation to the decisions of the Competition Sponsor (including the selection of the Winner and ranking of Competitors), including any defamation or other claims arising from its ranking of Competitors;
RAMPIT is not responsible for any Postings provided by other Users or for the accuracy of Content provided by other Users;
RAMPIT is not liable to bestow any Award(s), and You will look solely to the Competition Sponsor and any designated administering entity for the bestowal of any Award(s);
in the event that You have any dispute with another User, You release RAMPIT from all claims of any kind arising from that dispute;
You will not initiate contact with a Competition Sponsor for the purpose of contracting separately with the Competition Sponsor to circumvent any Competition; and,
an Entry will be deemed to have been logged at the time that it is received by RAMPIT. You agree that neither RAMPIT nor the Competition Sponsor is responsible for any Entry not being received due to technical reasons or otherwise.

6.2 The Competition Sponsor reserves the right to conduct an administrative review of any Entry or any Competitor in order to screen for completeness and other Entry Content requirements (as described in the Competition Terms and Conditions) before distributing approved Entries to Judges.

6.3 Competitors permit RAMPIT, the Competition Sponsor, and/or any entity designated by the Competition Sponsor, to publish any Entry, Entry Content, or Content (specifically, the Proposal Title, Technical Abstract, and Video) on this website; the remainder of any Entry, Entry Content, or Content will also be viewed by the Competition Sponsor, RAMPIT, and Judges, as necessary.

6.4 By participating in the Reconstruct Challenge, You hereby irrevocably grant to the Competition Sponsor a non-exclusive, royalty free, sub-licensable, worldwide, license and right to use the Entry to the extent necessary to administer the Reconstruct Challenge, and to publicly perform and publicly display portions of the Entry (specifically, the Proposal Title, Technical Abstract, and Video), including, without limitation, for advertising and promotional purposes relating to the Reconstruct Challenge. If you are selected as a Finalist or Winner of the Reconstruct Challenge, as a condition to accepting their respective Awards, hereby grant the Competition Sponsor a non-exclusive, perpetual, royalty free, sub-licensable, worldwide, license and right to post on the Competition Sponsor’s website portions of your Entry, specifically, the Quick Pitch, Proposal Title, Your Solution, and Your Video Pitch (via web link, iframe, or other presentation modality).

7. RAMPIT's relationship with Competitor and Competition Sponsor

7.1 RAMPIT is not involved in any way in the formation of any contract between the Competitor and the Competition Sponsor. RAMPIT at no time acts as an agent for any Competitor.

7.2 RAMPIT will not be liable to You in any respect if a Competition Sponsor or Competitor fails to perform its obligations under this Agreement or the Competition.

7.3 The Competition Sponsor will at all times be responsible for the bestowal of any Award(s) in accordance with the Agreement and the Competition Terms and Conditions. RAMPIT will have no liability whatsoever in respect to the failure of a Competition Sponsor to bestow any Award(s), and You acknowledge and agree that You will not take action of any kind against RAMPIT in respect to any claim for any Award(s) that You may or may not have or wish to make.

8. Terms specific to Finalists and Winners and Competition Sponsor

8.1 Finalists and Winner(s) agree that any Award is conditional upon receipt by the Competition Sponsor of any Entry Content used or consulted by that Finalist or Winner in generating the winning Entry and that any Award will not be bestowed until this condition has been satisfied.

8.2 Winner(s) will be required to execute a separate Grant Agreement as a condition to receiving an Award. If a Winner(s) fails or refuses to sign and return the Grant Agreement within five days of the Competition Sponsor’s request (or a shorter time as exigencies may require), the Winner(s) may be disqualified and an alternate Winner(s) may be selected.

8.3 By participating in the Reconstruct Challenge, in addition to any other rights granted herein or which may be granted in any other agreement entered into between the Competition Sponsor, and RAMPIT, on the one hand, and You, on the other hand, You, to the extent allowed by applicable law, hereby irrevocably (a) grant to each of the Competition Sponsor and RAMPIT the right to use Your name, likeness, image, and biographical information in any and all media for any purpose, including, without limitation, advertising and promotional purposes relating to the Reconstruct Challenge and (b) releases Competition Sponsor from any liability with respect thereto.

8.4 No more than the advertised number of awards will be distributed. Awards will be delivered only to an address in the United States.

8.5 Attempts to notify potential Finalists and Winner will be made using the contact information provided on the Finalist’s and Winner’s Entry. The Competition Sponsor and RAMPIT are not responsible for e-mail or other communication problems of any kind. If, despite reasonable efforts, a potential Finalist or Winner does not respond within five days of the first notification attempt (or a shorter time as exigencies may require), or if the Award or Award notification is returned as unclaimed or undeliverable to such potential Finalist or Winner, such potential Finalist or Winner will forfeit the Award and an alternate Finalist or Winner may be selected. If any potential Finalist or Winner is found to be ineligible, or has not complied with these Rules or declines the applicable Award for any reason, such potential Finalists or Winner will be disqualified and an alternate Finalist or Winner may be selected.

8.6 The Competition Sponsor acknowledges that RAMPIT does not make any warranties or representations as to the accuracy or utility of any Entry or associated Entry Content from a Winner.

9. Taxes on Awards

9.1 You will be responsible for any tax, levy, or other charge that may arise under any applicable law from the use of this website, including from receiving any Award(s). You acknowledge that You will not be entitled to demand any additional payment by reason of any Award(s) being subject to any tax, levy, or other charge in any jurisdiction.

10. Limitation of liability

10.1 THIS WEBSITE AND SERVICES, AND ALL CONTENT ASSOCIATED THEREWITH, ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, RAMPIT AND COMPETITION SPONSOR AND THE OWNERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS AND SUPPLIERS OF EACH EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NON-INFRINGEMENT. RAMPIT DOES NOT WARRANT THIS WEBSITE AND RELATED SERVICES AND THE CONTENT PROVIDED THROUGH IT, INCLUDING THE ENTRIES AND ASSOCIATED ENTRY CONTENT, TO BE AVAILABLE, ACCURATE, USEFUL, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR EQUIPMENT, SOFTWARE, LOSS OF DATA, OR OTHER HARM THAT RESULTS FROM YOUR USE OF THIS WEBSITE (INCLUDING THE SERVICES).

10.2 UNDER NO CIRCUMSTANCES WILL RAMPIT OR COMPETITION SPONSOR OR THE OWNERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS OR SUPPLIERS OF EITHER BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OR RELATED TO THIS WEBSITE, INCLUDING LOSS OF PROFITS, LOSS OF DATA, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, EVEN IF RAMPIT OR COMPETITION SPONSOR OR THE AUTHORIZED REPRESENTATIVE OF EITHER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS WILL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.

Without limiting the generality of the foregoing, You agree that neither RAMPIT NOR THE COMPETITION SPONSOR are responsible for any Loss arising out of, or in any way connected with:

delay or inability to access or use this Website;
reliance on any Competition Information or other Content;
the transmission of any computer virus, however occurring;
any unauthorized access to, modification or alteration of Content;
any Content sent or received or not sent or received;
any transaction entered into through this Website;
any infringement of rights, including Intellectual Property Rights;
any threatening, defamatory, obscene, offensive, harmful, inappropriate or illegal Content or conduct of any party;
any Content sent by any third party using and/or included in this Website;
termination of Your participation; or,
any delays, interruptions, inaccuracies, errors, omissions or cessation of services.

10.3 For the avoidance of doubt, You acknowledge that RAMPIT is a provider of an interactive computer service and that neither RAMPIT nor COMPETITION SPONSOR is a publisher under Section 230 of the Communications Decency Act of 1996, and therefore not responsible for any of the Users' Postings. If, notwithstanding the provisions of this Clause 10.3, a court of competent jurisdiction holds RAMPIT or COMPETITION SPONSOR liable in respect of any matters arising under or incidental to this Agreement, RAMPIT'S AND COMPETITION SPONSOR’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION ARISING OUT OF OR RELATING TO THIS AGREEMENT OR YOUR USE OF THIS WEBSITE OR RELATED SERVICES (WHETHER IN CONTRACT, TORT INCLUDING NEGLIGENCE, WARRANTY, OR OTHERWISE) WILL IN NO EVENT EXCEED THE AMOUNT PAID BY YOU FOR USING THIS WEBSITE DURING THE 12 MONTHS PRECEDING YOUR CLAIM, OR, IF NO AMOUNT WAS PAID, SUCH LIABILITY WILL BE LIMITED TO $100.

10.4 You agree that neither RAMPIT nor COMPETITION SPONSOR nor the third party providers of either will be liable or responsible for any failure in, or delay to, the provision of the Services or in RAMPIT nor COMPETITION SPONSOR complying with its obligations under this Agreement where such failure or delay has arisen as a direct or indirect result of:

fire, earthquake, storm, flood, hurricane, inclement weather or other act of God, war, terrorism, explosion, sabotage, industrial accident or industrial strike;
telecommunications failure, hardware failure or software failure;
the failure of any third party to fulfill any obligations to RAMPIT or COMPETITION SPONSOR; or
any other circumstance or event which is or is not within the reasonable control of RAMPIT or COMPETITION SPONSOR.

10.5 In the event an insufficient number of eligible entries is received (as determined in the sole discretion of the Competition Sponsor) or the Competition Sponsor is prevented from awarding an Award or continuing with the Reconstruct Challenge as contemplated herein by any event beyond its control, including, without limitation, fire, flood, natural or man-made epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared) or any federal state or local government law, order, or regulation, public health crisis, order of any court or jurisdiction, or other cause not reasonably within the Competition Sponsor’s control (“Force Majeure”), the Competition Sponsor shall have the right to modify, suspend, or terminate the Reconstruct Challenge.

10.6 All obligations of the Competition Sponsor under or pursuant to this Agreement are subject to the availability of funds, and no provision of this Agreement shall be interpreted to require obligation or payment of funds in violation of the Anti-Deficiency Act, (31 U.S.C. § 1341).

10.7 You agree that the Competition Sponsor and RAMPIT:

shall not be responsible or liable for any losses, damages, or injuries of any kind (including death) resulting from participation in the Reconstruct Challenge or any Reconstruct Challenge-related activity, or from Your acceptance, receipt, possession, use, or misuse of any Award, and
have not made any warranty, representation, or guarantee, express or implied, in fact or in law, with respect to any Award, including, without limitation, regarding such award’s merchantability or fitness for a particular purpose. The Competition Sponsor and RAMPIT assume no responsibility for any damage to Your computer system which is occasioned by accessing the Reconstruct Challenge Website or participating in the Reconstruct Challenge, or for any computer system, phone line, hardware, software, or program malfunctions, or other errors, failures, delayed computer transmissions, or network connections that are human or technical in nature.

11. Indemnity

11.1 You agree to indemnify and hold each of the Competition Sponsor RAMPIT, and their owners, officers, directors, employees, agents and suppliers, harmless from all claims and Losses (including legal fees) due to or arising out of or in connection with Your Postings, Competition, Competition Information and other Content (as applicable), Your use of this Website, or Your breach of this Agreement.

11.2 You, by submitting an Entry, agree to indemnify, defend, and hold harmless each of the Competition Sponsor and RAMPIT, and each of their respective directors, trustees, officers, employees, agents, consultants, and successors and assigns, from and against all third party claims, actions, or proceedings of any kind and from any and all damages, liabilities, costs, and expenses relating to or arising from Competitor’s entry or any breach or alleged breach of any of Your representations, warranties, and covenants in this Agreement.

11.3 You agree to obtain any and all insurance policies and coverage required by Your local, state, or federal governments to conduct any and all activities related to or required by Your participation in the Competition.

12. Access to the Site outside of the United States

12.1 Neither RAMPIT nor COMPETITION SPONSOR represents or warrants that the content on this Website complies with the laws of any country outside of the United States. If You access this Website from outside the United States, You do so at Your own risk.

13. Intellectual property

13.1 You acknowledge that, as between the parties, RAMPIT is the owner of all Intellectual Property Rights in and to this Website (excluding Postings). You acknowledge that You have no Intellectual Property Rights in or to this Website or to any Postings not made directly by you except for a limited license to use this Website as necessary to participate in a Competition or evaluate the possibility of such participation.

13.2 You acknowledge that all text, graphics, user interfaces, photographs, trademarks, logos and artwork, including the design, structure, selection, coordination, expression, 'look and feel' and arrangement of such Content, provided by RAMPIT or its licensors on this Website is owned or licensed by or to RAMPIT and is protected by applicable copyright, patent and trademark laws and various other intellectual property rights and unfair competition laws. No such Content can be copied, publicly displayed, modified, sold, licensed or distributed in any way by You without RAMPIT's prior written consent. You shall not use the name “Access Ventures” or any variation, adaptation, or abbreviation thereof, or the name of any of Access Venture’s directors, officers, employees, or agents, or any trademark, Insignia or program identifier-owned by Access Ventures in any promotional material or other public announcement or disclosure, nor copied, publicly displayed, modified, sold, licensed or distributed in any way by You without the prior written consent of Access Ventures, which consent Access Ventures may withhold in its sole discretion.

14. Third party sites

14.1 From time to time, RAMPIT may provide, or any Content may contain, links to Third Party Sites and resources. You acknowledge that:

Neither RAMPIT nor Competition Sponsor has any control over Third Party Sites and resources;
Neither RAMPIT nor Competition Sponsor is responsible for the availability of such external sites or resources; and
Neither RAMPIT nor Competition Sponsor endorses nor is either responsible for any content, advertising, products, services or other materials on or available from such sites or resources.

14.2 You acknowledge and agree that neither RAMPIT nor Competition Sponsor will be responsible or liable, directly or indirectly, for any Loss caused or alleged to be caused by or in connection with Your use of or reliance on any Content or material available on or through any Third Party Sites or resource.

15. Arbitration

15.1 In the interest of resolving disputes between You and RAMPIT and/or Competition Sponsor in the most expedient and cost effective manner, You, RAMPIT and Competition Sponsor agree that any and all disputes arising in connection with this Agreement shall be resolved by binding arbitration. Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, may allow for more limited discovery than in court, and can be subject to very limited review by courts. Arbitrators can award the same damages and relief that a court can award. Our agreement to arbitrate disputes includes, but is not limited to all claims arising out of or relating to any aspect of this Agreement, whether based in contract, tort, statute, fraud, misrepresentation or any other legal theory, and regardless of whether the claims arise during or after the termination of these Terms. You understand and agree that, by entering into these Terms, You, RAMPIT and Competition Sponsor are each waiving the right to a trial by jury or to participate in a class action.

15.2 You and RAMPIT or Competition Sponsor each agree that nothing herein shall be deemed to waive, preclude, or otherwise limit any rights to (i) pursue enforcement actions through applicable federal, state, or local agencies where such actions are available, (ii) seek injunctive relief in a court of law, or (iii) to file suit in a court of law to address intellectual property infringement claims.

15.3 Any arbitration between You and RAMPIT and/or Competition Sponsor will be governed by the Commercial Dispute Resolution Procedures and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by these Terms, and will be administered by the AAA. The AAA Rules and filing forms are available online at www.adr.org, by calling the AAA at 1-800-778-7879.

15.4 A party who intends to seek arbitration must first send a written notice of the dispute to the other, by certified mail or Federal Express (signature required), or in the event that we do not have a physical address on file for You, by electronic mail ("Notice"). RAMPIT's address for Notice is: RAMPIT, LLC, 805 2nd Avenue South, #3, Nashville, TN 37210 or support@rampit.com. The COMPETITION SPONSOR’s address is Access Ventures, 1155 S Shelby St., Louisville, KY 40203. The Notice must: (a) describe the nature and basis of the claim or dispute; and, (b) set forth the specific relief sought. We agree to use good faith efforts to resolve the claim directly, but if we do not reach an agreement to do so within 30 calendar days after the Notice is received, You may commence arbitration proceedings.

15.5 Any arbitration hearings will take place at a location to be agreed upon by the parties to the arbitration or, if a location cannot be agreed upon, then it will be agreed upon by the arbitrator(s), provided that if the claim is for $10,000 or less, You may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a non-appearance based telephonic hearing, or by an in-person hearing as established by the AAA Rules. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based. The arbitrator may make rulings and resolve disputes as to the payment and reimbursement of fees or expenses at any time during the proceeding and upon request from either party made within 14 calendar days of the arbitrator's ruling on the merits.

15.6 YOU, COMPETITION SPONSOR AND RAMPIT AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both You and RAMPIT and/or Competition Sponsor (if Competition Sponsor is a party to the proceeding) agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.

15.7 If only Clause 15.6 is found to be unenforceable, then the entirety of this Section 15 shall be null and void and, in such case, the parties agree that the exclusive jurisdiction and venue described in Section 17 shall govern any action arising out of or related to the Agreement.

16. Digital Millennium Copyright Act

16.1 If you are a copyright owner or an agent thereof and believe that any Content infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act ("DMCA") by providing RAMPIT's copyright agent (the "Copyright Agent") with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):

A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material;
Information reasonably sufficient to permit the service provider to contact you, such as an address, telephone number, and, if available, an electronic mail;
A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

16.2 RAMPIT's designated Copyright Agent to receive notifications of claimed infringement is Copyright Agent, RAMPIT, LLC, 805 2nd Avenue South, #3, Nashville, TN 37210, email: support@rampit.com. You acknowledge that if you fail to comply with all of the requirements of this Section 16, your DMCA notice may not be valid.

16.3 If you believe that your Content that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the material in your Content, you may send a counter-notice containing the following information to the Copyright Agent:

Your physical or electronic signature;
Identification of the Content that has been removed or to which access has been disabled and the location at which the Content appeared before it was removed or disabled;
A statement that you have a good faith belief that the Content was removed or disabled as a result of mistake or a misidentification of the Content; and
Your name, address, telephone number, and e-mail address, a statement that you consent to the jurisdiction of the federal court in Nashville, Tennessee, and a statement that you will accept service of process from the person who provided notification of the alleged infringement.

16.4 If a counter-notice is received by the Copyright Agent, RAMPIT may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed Content or cease disabling it in 10 business days. Unless the copyright owner files an action seeking a court order against the Content provider, member or user, the removed Content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at RAMPIT's sole discretion.

17. Miscellaneous

17.1 As defined in Clause 1.2, this Agreement is the entire agreement between You and RAMPIT relating to the subject matter herein, and supersedes all previous communications, representations, understandings and agreements, either oral or written, between You and RAMPIT with respect to said subject matter. This Agreement shall not be modified except in a writing signed by both parties, or by a change made as provided in Clause 2.2. If any provision of this Agreement is invalid or unenforceable, such invalidity or unenforceability will not affect the remainder of this Agreement, which is severable from said provision and will remain in full force and effect.

17.2 If You breach any provision of this Agreement and RAMPIT has knowledge (either actual or constructive) of that breach, a failure to pursue legal action or to enforce any remedy against You will not constitute a waiver of its legal rights. Any waiver of rights under this Agreement must be in writing and signed by RAMPIT.

17.3 All matters relating to this Website and this Agreement are governed by and are to be construed according to the laws applicable in the state of Tennessee, United States (without regard to any rules governing choice of law). If one or more of the exceptions from arbitration expressly set forth in Section 16 above apply, You agree unconditionally to submit to the exclusive jurisdiction of the courts in Davidson County, Tennessee, in relation to all matters arising out of or in any way connected with this Agreement or this Website.

17.4 RAMPIT may assign its rights and novate or transfer obligations which arise under this Agreement. You must not assign, novate or otherwise transfer Your rights or obligations under this Agreement without the prior written consent of RAMPIT. Any assignment attempted in violation of this Clause 17.4 shall be void.

17.5 The parties agree that no rule of construction applies to the disadvantage of a party because that party was responsible for the preparation of this Agreement or part of it.

17.6 Unless otherwise requested in writing by You, RAMPIT may refer to You and Your corporate identity (if applicable) as part of promoting this Website and RAMPIT in the marketplace.

17.7 RAMPIT accepts content uploaded from Users in good faith and on the basis of warranties provided by Users. It is Your responsibility at all times to investigate and become satisfied as to the accuracy of the information provided by any other party (including all Users) on this Website. RAMPIT at no time makes any representations as to the accuracy of any information provided on this Website.

17.8 You acknowledge and agree that to the extent that this Agreement relates to a Competition, a prospective Competition or any Posting, this Agreement is intended also to be for the benefit of the Competition Sponsor, the Competitors and other Users, who are entitled to enforce the provisions of this Agreement against You.

17.9 All notices, requests, demands, consents, approvals, offers, agreements or other communications given by You to RAMPIT must be emailed to RAMPIT at support@rampit.com.

17.10 In the interpretation of this Agreement, unless the contrary intention appears:

the words 'includes' or 'including' mean 'includes without limitation' or 'including without limitation';
a reference to a 'person' or 'entity' includes a reference to an individual, group of individuals, corporation, firm, association or other entity;
the singular includes the plural and vice versa;
an agreement, representation or warranty made by two or more persons is made by them jointly and by each of them severally; and headings are inserted for convenience only and do not affect the interpretation of this Agreement.

17.11 This Competition is a skills-based challenge to resolve bona fide requirements and not, for clarity, any game(s) of chance.

WINNERS & FINALISTS

The 12 Finalists participated in a live pitch event in Louisville, Kentucky on August 28, 2019 where a Selection Committee determined the six Winners. Each Winner received $300,000 to implement their proposed solution. Congratulations to all the Winners and Finalists of the Reconstruct Challenge!